Helping You Turn Financial Freedom into Reality

About Us

Founded in 2018 by Jackie Murray, our company is the culmination of over 50 years of dedication to the mortgage industry. Jackie began her journey in 1972, and throughout her remarkable career, she has navigated the ever-changing landscape of Canadian finance. With a wealth of knowledge gained through firsthand experience during significant market fluctuations—including interest rates soaring to nearly 22% in the late 70s and 80s, the recession of 2008, and the recent shifts in rates from 1.5% to over 6%—Jackie has seen it all.

Motivated by her commitment to helping others, Jackie has trained over 3,000 mortgage agents in Ontario, empowering them with the skills and insights needed to guide families through challenging financial times. Her mentorship has shaped a team of more than 50 highly skilled and ethical mortgage agents at Mortgages On Point. Together, we are dedicated to providing exceptional service and personalized solutions to meet your unique mortgage needs.

At Mortgages On Point, we believe in the power of informed decision-making. Our team is equipped not only with extensive knowledge of the mortgage landscape but also with a deep understanding of the financial challenges families face. We pride ourselves on our transparent approach and unwavering commitment to our clients, ensuring you feel confident and supported throughout your mortgage journey.

Join us at Mortgages On Point, where our mission is to turn your homeownership dreams into reality. Let our experience guide you every step of the way!

A modern approach

At Mortgages on Point, we are dedicated to helping clients navigate the often complex mortgage process with ease and confidence. Our team of experienced mortgage brokers takes the time to understand each client’s unique financial situation, offering personalized advice and tailored solutions to meet their homeownership goals.

Our Services

First Time Home Buyer

Welcome to Mortgages On Point, where your journey to homeownership begins with confidence! Our dedicated team is here to simplify the process, guiding you every step of the way. Whether it’s your first home or your dream upgrade, we’re committed to making it smooth, stress-free, and truly rewarding.

Reverse Mortgage

Considering a reverse mortgage? Mortgages On Point is here to help you access the equity in your home while maintaining financial freedom. Our team will guide you through every step, ensuring clarity and confidence in your decision.

Purchasing a New Home / Upgrading Your Home

Looking to purchase a new home or upgrade your current one? At Mortgages On Point, we’re here to make the process seamless and stress-free. From finding the best rates to guiding you through every step, our team is dedicated to turning your dream home into a reality.

Refinance / Home Equity Line of Credit (HELOC)

Thinking about refinancing or tapping into your home’s equity with a HELOC? Mortgages On Point is here to help you unlock your financial potential. Our team will guide you through the process, ensuring you get the best solutions tailored to your needs.

Switch your Mortgage to a New Lender

Ready to switch your mortgage to a new lender? Mortgages On Point makes the transition simple and stress-free. Let our team help you find better rates and terms, so you can save money and achieve your financial goals.

Investment Properties

Thinking about investing in real estate? Mortgages On Point is here to help you secure the right financing for your investment property. Our team will guide you through the process, ensuring you make smart, profitable decisions for your future.

Testimonials

  • Sarah & Tom

    "Working with Inder was a game-changer for us! His knowledge of the mortgage market is unparalleled, and he took the time to understand our unique situation. He guided us through every step of the process, ensuring we secured the best rate. We felt confident and informed the whole way through. Highly recommend!"

  • Emily & Jason

    "Rajiv was fantastic! He was always available to answer our questions and went above and beyond to find us the perfect mortgage solution. His attention to detail and personalized approach made the entire experience smooth and stress-free. We couldn’t have asked for a better agent!"

  • Lisa & Mike

    "Mark made our first home purchase an incredible experience. His expertise and patient demeanor helped us navigate the complexities of mortgages with ease. He provided valuable insights that saved us both time and money. We are so grateful for his support and highly recommend him!"

  • Rachel & Kevin

    "Cory's professionalism and dedication were evident from our first meeting. He took the time to explain our options clearly and helped us secure a mortgage that fit our budget perfectly. His commitment to his clients is truly commendable. We felt like we were in great hands throughout the process!"

  • Julia & Sam

    "Naresh was exceptional! His ability to find the best mortgage products for our needs was impressive. He was always patient and willing to explain things in detail, which made us feel empowered as first-time homebuyers. Thanks to Naresh, we now have a wonderful home. Highly recommend his services!"

  • Megan & Chris

    "Devonte went above and beyond in helping us secure our mortgage. His friendly approach and deep understanding of the market made the process enjoyable. He was always one step ahead, ensuring we had everything we needed. We're so thankful for his expertise and support!"

Our Client Success Stories

  • When the Johnson family turned to Jackie Murray at Mortgages On Point, they were overwhelmed by financial pressures and struggling to refinance their home. With three children to support, they needed to secure a lower interest rate and consolidate debt. Recognizing the gravity of their situation, Jackie took the time to understand their concerns and crafted a customized plan that not only lowered their monthly payments but also accessed equity for essential renovations. Jackie’s commitment went beyond mere transactions; she guided the Johnsons through the refinancing process step-by-step, ensuring they felt informed and confident at every stage. By connecting them with local budgeting and financial planning resources, she empowered them to take control of their finances. Thanks to her expertise, the Johnson family successfully transformed their mortgage situation, reducing expenses and creating a loving home environment. Jackie’s dedication exemplifies exceptional client service, showing that with the right guidance, financial freedom is truly achievable.

  • Inder Singh at Mortgages On Point played a crucial role in helping the Munro family achieve their dream of homeownership when they faced rejection from multiple banks due to their self-employed status. Understanding the unique challenges that self-employed individuals encounter, Inder took the time to analyze their financial situation. He provided comprehensive documentation and employed creative strategies to highlight their income stability, which ultimately set them apart in the eyes of lenders.

    Thanks to Inder’s expert knowledge and unwavering determination, he successfully secured a mortgage for the Munros, opening the door to their new home. His personalized approach not only guided them through the complexities of financing but also empowered them to overcome obstacles that had previously seemed insurmountable. With Inder’s support, the Munro family is now enjoying a beautiful home where they can grow and thrive, showcasing the impact of dedication and expertise in the mortgage process.

Get started with Mortgages on point, today.